Trips
I carry four Amex cards, and this is the one that bought my groceries back: $410 so far this year.
The Spot
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INT. KITCHEN – CHRISTMAS EVE – NIGHTA crooner's Christmas standard drifts from a phone. The oven DINGS. ADRIANNA (30s) pulls out sugar cookies.
ADRIANNA (V.O.)Every year I wonder how I pull this off. -
INT. SUPERMARKET – JANUARYWinter coat. She taps her card at checkout.
ADRIANNA (V.O.)Turns out, I didn't. -
INT. SUPERMARKET – JULYSunglasses on her head, a watermelon in the cart.
ADRIANNA (V.O.)My grocery runs did. -
INT. SUPERMARKET – DECEMBERThe baking aisle. Flour, sugar, sprinkles: the cookie ingredients.
ADRIANNA (V.O.)A little back, every week, all year. -
INT. MAYA'S BEDROOM – CHRISTMAS MORNINGAdrianna nudges MAYA (7) awake.
ADRIANNAHey. He came. -
INT. LIVING ROOM – CONTINUOUSMaya races to a bike under the tree. Adrianna watches from the doorway, coffee in hand.
ADRIANNA (V.O.)Fifty-two trips to the store. One very happy kid.
Why it's built this way. The voiceover is a question asked in December and answered by the year. She never says a percentage; the numbers live on the end card, where people expect fine print. She isn't wealthy and she isn't struggling. She pays in full every month, which is the only way the card actually comes out ahead, and the only customer the spot should be talking to.
The End Card
She got 6% back.
6% cash back at U.S. supermarkets on up to $6,000 per year in purchases, then 1%. $0 intro annual fee for the first year, then $95. Terms apply. Grocery inflation: BLS food-at-home CPI, 12 months ending August 2026.
The Math She Lives By
| 52 weekly grocery runs at about $115 | $6,000 |
| 6% back, up to the $6,000 annual cap | $360 |
| Annual fee after year one | −$95 |
| Disney streaming credit, up to $10 a month on the Disney+ she already pays for | +$120 |
| What she actually keeps | $385 |
Why the Preferred. The streaming credit covers the annual fee by itself, so every grocery dollar back is hers. Even without it, she keeps $265, more than the no-fee Blue Cash Everyday's $180 at 3%. At her spending, this is the right card to put in her hand.
American Express.
Call me.
— Dom Claudio
Spec work. Not affiliated with or endorsed by American Express. Storyboard frames are AI-generated.